Spruill Financial Services are experts in the area of Financial/Estate/Wealth Protection/Estate Maximization/Safe Investing/IRA,401 K & Pensions/Annuities/Life,Health,LTC.,
Medicare Supplements/ Wealth Preservation and Reverse Mortgage Planning and Consultants

We are Certified Senior Advisors whom work for our clients. Not the Investment or Insurance company's...We work on a combination of fee base and commission thus keeping your expenses down while getting first rate Planning...

Richard (Rick) Spruill has been Helping folks in the Tidewater/Hampton roads and surrounding Area's for over 34 years. Rick has been the Ask the Expert on WNIS & WTAR radio many times over the years as well as a sought after speaker on Senior and Retirement Planning Issues all over the United States...Rick was interviewed on the National Talk Radio Show... Healthy, Wealthy and Wise as the expert in Senior matters especially in the Reverse Mortgage Concerns...